When shopping in an online shop, you can select the payment method "Purchase on account with paycard" during the ordering process. Once the credit check has been successfully completed and the order has been placed, paycard will handle the invoice processing on behalf of the retailer.
The decision on whether purchase on account is possible is based on an automated check. If this is completed successfully, you will receive your invoice either directly after dispatch by email or in the following month as a monthly invoice by post.
With paycard, you also have the option of paying the invoice amount either in full or in instalments. All payment information can be found directly on the invoice.
Can I pay by invoice?
Whether you can pay by invoice depends on various factors – such as the information provided during the order process, the selected merchant, and an internal review.
The availability of the "invoice" payment method is shown automatically during the checkout process. Please note that paying by invoice is only available for orders placed with merchants located in Switzerland.
Can I pay in instalments?
Yes, if the invoice payment option is available during the order process, you have the possibility to pay in flexible instalments after receiving the invoice.
You can decide for yourself how much you want to pay each month, as long as the specified minimum amount is respected. Further information can be found on your invoice.