Your personal shopping limit with Paycard is determined individually based on various criteria. For data protection reasons, we cannot disclose the exact amount of your limit in advance.
What factors influence the limit?
The limit is checked automatically and can be influenced by the following factors, among others:
- The respective shop
- Credit rating
- Invoices with reminder levels
- Other previous orders
The evaluation is carried out automatically in the background during the checkout process. As soon as an order is placed, a decision is made, based on various factors, whether purchase on invoice is available and what the limit will be. The assigned limit is the result of a complex internal review during the checkout, taking into account the order details, the selected merchant, and additional security-related criteria.
Please note that this limit cannot be verified or adjusted in advance or manually by Paycard.
Important note
The limit can change dynamically if the check criteria change.
If you have any questions about a rejected order or reduced limit, feel free to get in touch with us. You can find our contact details in this post.
Please understand that for data protection reasons and in accordance with internal company guidelines, we cannot provide detailed information on limits that have been set. However, we assure you that these are determined in accordance with the applicable regulatory requirements and after careful risk assessment.